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Company employees often fantasize about working from home. With cheaper commuting costs, fewer distractions and no boss, working from home seems like the American dream. Of course there are advantages and disadvantages with everything, and working from home isn’t for everyone. But just in case you’re considering starting a business from the comfort of your own home, here are some of the advantages (and of course, disadvantages) you can expect.



Boss-Free



The boss is one of the biggest challenges of any job. When you work from

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home, you are the boss. While it’s nice not to have to answer to someone else, you still have to answer to someone. Your clients need results by a pre-determined deadline and bills are due on certain dates. You are now directly responsible when things go wrong.
However, if you’re one of those people who would rather lead instead of follow, or if you have a problem with people telling you what to do, you will thrive as your own boss.



More Affordable



Without costs associated with commuting, like transportation costs and daily lunches, working from home may be more affordable than traveling to the office. Of course you will be responsible for paying for everything that a business needs to survive. Utilities, Internet access, advertising, cost estimating software and meals are now all on you. There is also the issue of taxes.



Unless you telecommute and receive benefits from the company, your tax and insurance costs increase. As an independent contractor, you must pay self-employment taxes, contribute to Social Security and pay the full amount of your health and life insurance policies. Without matching funds from your employer, these expenses quickly add up.
On the bright side, you can wear whatever you want (no pants? No problem!) You can work wherever you want (including the comfort of your own bed), and you can make your own coffee, breakfast, and lunch, which is way more affordable than eating out in the long run.



Flexible Schedule



This is one of the greatest advantages of working from home. You can set your own hours and work at your own pace. Client meetings, project deadlines, bill due dates and balancing work and family require you to conform to a time clock in order to make money, but you will still have more flexibility working from home than you would in an office.
As long as you keep your clients happy, you are free to schedule your time as you please. If you want to sleep in until noon every day and work a little later into the night, that’s fine! Perhaps your spouse works early and someone needs to take the kids to school every morning—you are free to do that.



Fewer Distractions



This one is tricky. At the office, your co-workers, the telephone, the water cooler, boss demands and client meetings distract you from your work. It’s easy to think that someone who works from home can just lock his or her home office door and work distraction-free.



In reality, different distractions plague home-based workers. Personal calls, dirty dishes, computer games and family responsibilities can steal time during the day. Likewise, friends and family often think that it’s okay to bother you because you’re home. This all depends on how crazy your home life is. If you don’t have children and you live alone, you will have minimum distractions. If you do have children and you work at home, you may have a few more distractions. The main thing to remember is that even though you’re at home, you’re still at work. Once you balance that out you’ll learn how to manage your distractions.



Like everything else, working from home definitely has its advantages and disadvantages. The real question you need to ask yourself is do you think you would thrive better in an environment where you are fully responsible for yourself and your company, or do you need that office mindset to be productive. Everyone is different, you just need to figure out where you would produce the best you.



Guest Poster Byline: Michelle is an aspiring writer and blogger with a passion for the Internet, specifically social media and blogging. She loves how social media connects people across the globe, and appreciates that blogging gives her the opportunity to voice her thoughts and share advice with an unlimited audience.




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Let's start with deconstructing what the perfect niche is NOT. The perfect niche is not about keywords. The perfect niche is not about competition.
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With the holidays right around the corner, many people are silently stressing about how they’re going to afford gifts. As we all know, the economy has been in a pretty deep tailspin for some time now. Jobs are incredibly hard to come by and if you are fortunate enough to still have one, you probably know what it feels like to be overworked and underpaid. Because of this, many people take to the internet to search for different ways to make money. Interestingly enough, how to make money online is Google searched over 300,000 times a month. That’s how truly desperate for alternati

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ve methods of generating income some people have become.



One of the greatest ways to make money online is by blogging. This is the perfect solution for money woes and a way to pay for xmas gifts. Successful bloggers make upwards of thousands of dollars a month. But how do they make that type of money? What is it that they do on a consistent basis and what type of techniques do they use to yield these type of profits? Keep reading to find out. Listed below are the 3 ways blogging can pay for XMAS gifts.



1. Create a service or product around your blog. Figure out what your blog is going to be focused on, what type of subject matter you are going to cover and then work on developing something that would help those who are in need of it. Whether this is a physical product or an ebook that includes helpful tips regarding your niche, you could easily sell it to those who visit your blog and make a substantial profit. Especially if your product is well made and solves an issue that many people in that niche have.



2. Affiliate links. This is one of the top ways that bloggers earn a great income by blogging every single day. Affiliate marketing is a great way to sell your client base products that they need without having to create the product itself. Essentially, how it works is that you choose products that are in your niche, include your affiliate links into your blog posts and you earn a commission from every single sale you make of someone else’s product. So this means that you collect a finder’s fee for connecting your reader to another person’s product.



3. Build Your List. A great tactic that many bloggers use is to include an email submission form on their blog. This enables your blog readers to get updates about when your blog has a new post or even special offers that you are promoting, straight to their email inbox. What’s great about email marketing as a blogger is that most of the time these people want to hear from you because they signed up for the newsletter/blog updates in the first place. Include links to affiliate products or even your own products and you’ll definitely start seeing commissions.



These are all great ways to pay for xmas gifts with blogging. For many different reasons, blogging has become one of the top methods of working from home and generating income. So stop struggling and pulling your hair out while you try to figure out different ways to pay for xmas gifts. You’ve just found the perfect solution: blogging!



Guest post provided by Christian Cole, senior editor at Internet Business Inner Circle. Visit InternetBusinessInnerCircle.com to read reviews, learn how to avoid scams, and learn about the hottest internet business opportunities for 2013 and beyond!




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Q: What is the ideal business to run from home? With so many get rich quick scams, schemes and strategies that NEVER work..
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When I first started my online business back in 2003 it was with a network marketing company. At the time I didn’t know anything about internet marketing or network marketing, but my sponsor in that particular company helped me along until I figured it out for myself. Had it not been for her I probably would have quit after a few months like most people do. But she helped me stick it out and eventually become a very successful internet marketer.



Anyway, I joined several more network marketing programs in the first few years of building my business. Some were great,

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some were alright, and some flat out sucked. Some didn’t last long and some are still around today. I did really well in a few of them and not very good in others, depending on how well the program was set up and how much effort I put into promoting it. Basically I have been there, done that!



There are plenty of bad apples out there, but for the most part, network marketing is a solid way to start your own home business. You can earn an incredible living from it if you do it right. But for whatever reason as I got better and better at internet marketing and my online business became more successful, I strayed away from network marketing. I mostly stopped promoting the programs I was still in and quit joining new ones. There were even times when I advised people not to get into network marketing for various reasons. I guess you could say, I forgot where I came from.



Now, it has been more than a decade since I joined that first opportunity that started it all for me. My online business has been doing incredibly well for a long time and I owe a lot of my success to some of those network marketing opportunities that I joined so long ago, especially the first one.



You might be wondering why all of the sudden I once again love network marketing? The reason is simple…



I sat back recently to take a long look at my successes and failures in my business up to this point, and re-evaluate the direction I want to take it in. When I did that, I realized that I was still getting paid every month from network marketing programs I joined back in the early days of my internet business, even though I had all but forgotten about them. Obviously I always knew the money was coming in every month, but I didn’t really take notice of where it was coming from anymore. I sort of just took the residual income for granted.



I’m still a member of that very first opportunity I started with and have been paid by them every month since I earned my first payment more than 10 years ago. And that’s not the only one I still get paid from monthly for work I did several years ago. That’s what you call true residual income!



Not to mention the fact that I made a lot of friends from some of those programs that I remain in contact with to this day. I have even partnered up with some of them on other business ventures in the years since we met and earned a lot of money from those partnerships.



Network marketing often has a negative association attached to it that makes many people run away as soon as you start to talk about it. And in some cases there is good reason for that. However, it can also be great and very positive. With the right opportunity and honest effort on your part, you can earn a lot of money and meet a lot of great people. And there are few, if any, easier ways for the average person to start a business of their own!



Basically what I am trying to say, in not so many words, is to have an open mind about network marketing and don’t write it off before you even give it a chance. There are plenty of great opportunities out there and earning a residual income is definitely a real possibility.



Dedicated to your success,
Trent Brownrigg



P.S. – If you want to know the business opportunity that I most highly recommend right now and am more excited about than any other one I have ever seen, you can find it at http://www.powerhouseprofit.com – It’s the only program I have found worth joining in a very long time and I evaluated it from every angle before coming to the conclusion that I had to get in right away.




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Online businesses don't succeed by accident or without effort. Out of the thousands of would-be entrepreneurs who start an online business every year, only a small percentage will succeed. A recent survey estimates that a stunning 90% of new internet business fail within the first year. You can avoid being part of that unsettling statistic. I have put together the top 10 secret tips for online business success. These may not be what you're expecting to hear, but if more entrepreneurs heeded them there will be a lot more success stories.
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For Onliner is a social network capable of making your online life more comfortable and pleasant.
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Especially for those new to investing, but even for those with more experience, there is one basic, fundamental question that is formidably difficult to answer: What do I do with my money?



It might seem like a simple question, but the simplicity of its wording actually hides the complexity of thought that its answer requires. Knowing what to do with your money is the central challenge of investing, and is in fact what keeps most away from investing in the first place. The financial world for many is a foreign one that looks like a minefield from afar.



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>While there is no easy answer to the question of where your money should be going, there is one factor that will have more influence over the answer than anything else — and that is how much money you have available.



In broad strokes, you either have a surplus or scarcity, or you don’t. Meaning that you are struggling with money, you are in an average situation, or you recently had a windfall — most people fit more or less into one of these three categories. And it is these categories that will help you determine how to invest what you have. I am going to focus more on surplus and scarcity, as there are already a wealth of articles on personal finance for those in average situations.



Surplus



There are fewer people in this category than either of the other two, for apparent reasons. Not everyone has the luxury of a surplus of cash. Whether you won the lottery, inherited money, save a large sum while serving in the military or anything else, having a large sum of money to work with puts you at an advantage, but also brings new challenges.



Cash is best used for emergency situations or short-term spending needs, such as groceries, entertainment, and so forth. Financial planners generally agree that an ideal cash savings equals 12 months of your regular monthly expenses combined.



If you are sitting on more cash than that, you’re in a great position, but are sacrificing an enormous opportunity to grow your money. In the current market, you don’t want to throw all your money into stocks or other long-term investments at once because you will be more likely to lose more of it, but you should have a long-term investment strategy planned.



Michael Kitces, a commentator on the financial-planning industry, recommends that you move portions of your cash into the market a little at a time, over a period of three, six, or even 12 months.



Scarcity



Another word for scarcity is “debt.” They are both scary words, as anyone with a substantial amount of debt knows, and certainly words that introduce doubt about the future into your life.



No one will contest that investing for the future is an important part of managing your finances, but if you are drowning it debt, it doesn’t make sense to be regularly contributing the highest amount possible to your 401(k) every month. Instead, you should be trying to wipe out your debt as quickly as possible.



J.J. Montanaro, a certified financial planner, points out that “if you make an extra payment on a credit card balance that has a 15 percent interest rate, that’s equivalent to earning a guaranteed 15 percent return on your money — a promise the stock market can’t match.” In other words, the more quickly you pay off your debt, the more you’ll save in interest, and the more you’ll have to invest later.



Of course, if it’s possible, you should make contributions to your investments where you can, making sure that you have your priorities in line. Most families are saving for retirement and for a college fund for their children at the same time; if you are struggling with money, it is always a better idea to put the college fund savings on hold, as there are numerous ways to pay for college, and very few ways to pay for retirement.



In addition to rearranging your finances, you might want to start thinking creatively about how to generate more income, and not just cutting back on expenses. Renting out a room in your house or getting a second job are great ways to help pay your debt of more quickly, so that you can get back to investing in the future.



Guest post by: Mariana Ashley is a freelance writer who particularly enjoys writing about online colleges. She loves receiving reader feedback, which can be directed to [email protected]




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A lot of money can be made in the Internet through money making websites. The Internet is abundant with stories of people who have made their fortunes online.
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Working at home now! Looking to work at home? Desire to make money online, earn fast and easy money every day.



There are many people out there that really would love to start a home business. They may have the determination and even the skills to succeed, but just do not have the money to start one. It's time to work smart and earn a decent amount of money by working from home.
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