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Jive, the maker of a all-in-one social enterprise software, is launching integration with Microsoft SharePoint, letting Jive users easily access data and content from the CMS into Jive's software. Modeled to offer Facebook-like features to enterprises, Jive combines computing with social collaboration. Its suite of applications help businesses collaborate on a variety of tasks, including holding discussions, sharing documents, blogging, running polls, and social networking features and more.

The SharePoint Connector lets users
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unite content and activities originating inside either Jive or SharePoint into a single stream with unified access, search results, activity streams, and document storage. So Jive customers can search, browse, and link to SharePoint repositories and content from wherever they happen to be working in Jive, including groups, discussion threads, documents, and blogs.
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You can make money betting on basketball even if you don't love the game. However, it helps if you have a basketball aficionado feeding you information about the teams. After all, the more you know, the more informed your choices will be when you place your bets. That's why you need NBA expert picks for long-term profitability.
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SuccessFactors, the provider of hosted enterprise software for “performance and talent management,” is rolling out a partner program for its SaaS offering, letting business' data from other enterprise programs integrate seamlessly with SuccessFactors' software.

SuccessCloud is currently integrated with IBM Lotus Connections and IBM WebSphere Portal, Ping Identity, GeoLearning and SkillSoft. Additi
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onally, Cast Iron, Conformity, NetSuite, Pervasive Software and SnapLogic will be supporting SuccessCloud.
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Identify thieves and pesky debt collectors were among consumers' greatest gripes last year.
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by Graham McKenzie

Although most hate to pay for insuring a vehicle, it is virtually impossible to go without it and feel safe. When you have a valid vehicle insurance policy you are delivered from any financial responsibility that comes with the misfortune resulting from an vehicle accident.


The best way to make sure you are covered with a sufficient amount of insurance is to get a policy, whether you own a vehicle or not. The sole responsibility of getting coverage is to shield you, your vehicle and everything else that stems from being in a crash. Looking for an inexpens

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ive premium to get the coverage you want, can seem near impossible at times, but there are inexpensive ways available.


Avoid paying outrageous premiums. Sometimes insurance companies use your driving record to decipher how high your premium will be. Others simply ask questions about your driving history and don’t check. Pay attention if you are using the telephone, to what the agent is telling you is available, and make sure it matches the policy you receive. Otherwise, you may get ripped off.


If indeed you locate a provider that fits your budget and the amount of coverage is good. Check with the review section, to find out what others think of this provider. This may sway your decision.


There are some variables that will make a premium fluctuate. One is the age of the insure, the number of accidents or violations, the year of the automobile, and which options the car is equipped with. Also insurance companies want to know if you own the title to a possible insured vehicle. If not how many payments until you will own the car.


Fast cars are more expensive to insure. Also new cars add to the base premium. When gaining insurance, age is irreversible, as is the incidents appearing on a past driving report. This can hinder a new car purchase, because you will have a monthly car payment, and most likely a high premium.


When a loan is acquired from a financial institution, typically there will be the need for the maximum coverage available. The financial institution will not risk loosing money, because of the lack of insurance if an accident were to occur. Some financial institutions will come to your home, and repossess the vehicle until the insurance premiums are paid. Make sure you tell your agent about all options that are equipped on your new vehicle. The safer a vehicle is the lower the premium.



About the Author:
Graham McKenzie is the content Syndication Manager at Insurance123.co.za South Africans leading car insurance information portal
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by Sheila Korter
During hard economic times, it is best to save as much money as possible. One reason is that if you concentrate on saving, you will be able to prevent yourself from spending too much. Another advantage of putting your money in the bank is that you are able to earn a passive interest income. This means that you earn income without doing anything.
This is possible through the interest you earn from the money you have deposited. If you are serious about saving money and want to earn an ongoing passive income through bank deposits, you should think about several things f
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irst. The first thing that you should do is understand the different rates that are available and the terms that go along with those rates.
A money market account is an account that yields interest and also allows the depositer to withdraw funds with short notice or no notice at all. Every bank that offers an account of this type has its own rates and terms and conditions. It is advisable to choose the money market rate that does not only offer high interest rates but also has reasonable terms and conditions that are suitable to your needs and prevailing circumstances.
On the other hand, a CD is a kind of deposit that pays a higher interest rate but in return for this higher rate, imposes more restrictions. Typically you cannot withdraw funds for an established period of time without incurring a penalty. For this reason, CD’s are often referred to as time deposits. The philosophy behind a certificate of deposit is that a depositor earns a higher interest rate as because the depositor is prevented from withdrawing the funds that he or she deposited within the agreed duration of time.
In summary, the two factors you must consider in choosing a money market or a certificate of deposit are the interest rates and the length of time you want to have the money tied up. A high interest rate does not necessarily mean that it is the best deal and sometimes the rates are not what you think they might be. Usually, the higher interest rates are accompanied by stricter conditions. Therefore, you should always study and analyze the terms and conditions imposed if they are suitable to your current situation.

About the Author:
Are you interested in finding out about a no risk CD? If so please visit my site Best Money Market Rates to find out more.
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by Amy Nutt
These days it seems like everyone is having financial problems of one sort or another. With times being so tough for everyone economically, its understandable that some people fall back on credit or loans in order to make ends meet. Unexpected events and the resulting expenses can also cause people to take on more debt than they normally would. Unfortunately, the more debt you pile on, the faster it grows. Many high-interest credit cards have minimum monthly payment structures that are practically designed to ensure you will ne
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ver pay the debt off. Unfortunately, the more credit you use, the greater the impact on your monthly expenses (as the monthly minimum payment grows along with the debt).
One great way to reduce your monthly expenses (and thus reduce the amount of income you need to generate in order to make ends meet) is to reduce or eliminate high interest credit. If youre thinking, ‘easier said than done,’ you are probably right. But there are ways to accomplish this goal. Even if you think you are buried in debt and there is no way out, youd be surprise at the options available at your disposal. Though there is no method that will eliminate your debt without your actually having to pay it, you can save time and money (and get motivated to become debt-free) through debt consolidation.
There are a few different approaches to debt consolidation. Some of these are credit counseling and debt consolidation loans. Here well focus on debt consolidation loans and whether people with bad credit are eligible to receive them.
Debt Consolidation Loans Debt consolidation loans are a type of consumer loan that is available to help debtors develop a road map to debt freedom. The process starts by applying for the loan. The application will require information about your monthly income and expenses, as well as details about all the consumer debt owed. The lending financial institution evaluates all this information and determines how much the debtor can afford to pay on each loan per month. Upon approval, a new loan is issued for an amount that is sufficient to pay all of the debtors outstanding debt. The debtor uses the newly borrowed funds to make final, lump sum payments on all his outstanding debts. Generally the debt consolidation loan is lent at a much lower interest rate than what was being charged on the existing debt. In many cases, the bank will negotiate to lower the total debt by lowering interest or removing late fees.
Bad Credit Debt Consolidation Services A debt consolidation loan is like any other loan. You repay the loan at an interest rate and the lending institution takes on a level of risk that you will default on the loan. Debt consolidation loans are designed for people that are already having trouble with their credit. While the lender is taking on a considerable amount of risk by lending to you, they are managing that risk by partnering with you in repairing your credit in the interest of providing a better financial future for YOU. Because they generally have working relationships with the very creditors you are indebted to, they have a better chance of enforcing payment. Debt consolidation loans may be available for borrowers who have bad credit if they have some sort of collateral. If the borrower has any home equity or other property of value, they may put it up in order to secure the loan. This is probably the easiest way for people with bad credit to get approved for debt consolidation loans. The best way to find out if your credit is too bad to get you qualified for a debt consolidation loan is to apply for one.

About the Author:
Consolidated Credit offers a variety of unbiased debt-counselling services and alternatives to help people get their debts under control. Providing free debt analysis and education on money management.
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Strategies strikingly similar to those in Enron trial.
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Mortgage applications fell last week for the third week in a row, even as interest rates edged lower, an industry group said Wednesday.
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Guest post by Jason VanTreesEver seen programs online that offer bonus commissions to help increase possible earnings? If like many people, one's thoughts that comes to mind when approached by such programs or systems would be thoughts like “scam”, “rip off” or “to good to be true”. Unfortunately there are some programs made available that offer riches and fame and the glory to become financially free by simply signing up with an email address or a free trial to get you involve and then BANG, you are on your own yet again trying to make something work that will make you profits onl
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ine. But, there are online opportunities out there that after joining stand true to there campaigning to help and support you along the way and even offer free money to your earnings.High Bonus Commissions Made Payable To YouIt is one thing to be told that you can make money online, but when there is money put out there to be collected for free is by far a better. Programs that offer it's members the opportunity to collect additional bonus commissions, and stands behind it, present far more greater opportunity make money online than just receiving payment for what you have earned. Sure, there would be some obligation to accumulate additional monies to meet a certain threshold amount to collect your bonus commissions, but free money is still free money. By offering high bonus commissions, this also helps to prove just how confidant the owners is about there program.When becoming involved in online programs to make additional money, joining ones that put there money where there month is can prove to be a positive approach in helping others succeed. It could also put more money in your pocket to use towards increasing your online earnings.Author Bio:Jason VanTrees is a member of the Acme People Search program and has been paid his high bonus commissions provided by the owner after completing Step 3 and meeting it's reasonable threshold. Jason recommends promoting and profiting from all the income streams Acme People Search provides.
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