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As credit card users, we need to know do and don't in using credit cards. These credit card tips may help you to manage your usage of credit card. These credit card tips can't be applied whether you're just newbie in using credit card, senior or you're in big debt of credit cards. These credit card tips provide and cover details about all of credit card aspects.
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Are you struggling with a mound of credit card debt? Is your credit card interest rate above 9.99% APR? Well, this article is for you. You are about to learn how to pay off credit cards fast using the best credit card offers. High APR Credit...
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If you are feeling low and having a bad day, worried and stressed about your debt, then you might find a moment of humor out of reading the experience of the person below that had a worse day than you. These real stories always make me shake my head and make me appreciate that while things might feel bad right now, they could always be worse. Steve “Today, I found out my girlfriend of 5 years cheated on me. When confronted she told me, “I didn’t get wet so it wasn’t cheating.” “ Sourc
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Chris wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form . I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty . If you would like to help me to help others, there are easy and free things you can do, click here to learn how you can help . “Dear Steve, Hi, I am a middle school teacher. I have 80K in
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If you’ve followed the news, you’ll know that the credit card industry is in a state of turmoil nowadays. Defaults are up, debts are not falling and the credit card bill just got passed. The credit card industry, in a preemptive attempt to stem their foreseen profit losses are raising interest rates and cutting credit. You’d think that keeping your credit score good and having zero debt would save you from these. You’d be wrong.Still, the whole doom and gloom credit scenario does not mean that y
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I’ve been meaning to post some smaller updates about my ongoing experiences with person-to-person lending at LendingClub , but I decided to wait and roll them up into one larger post. Current Portfolio I now have a total of 32 active loans with $1,122.21 in outstanding principal. Most are A grade, with a few Bs. Here is a screenshot from my account page: These are the loans that originated after LendingClub completed their SEC registration, which means I can sell these loans on the
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James Copper Owning a car is a huge responsibility. Not only do you have to put gas in it, get regular maintenance done on it, and clean it, but you also have to pay the bill for it! Are you one of those people who are having some financial problems and are having trouble paying the amortization of your car? If you are one of those people who are having so much trouble keeping up with your monthly payments, take a short break and evaluate your financial status. You do you do not want to lose
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Ian Webber Your Credit Repair Makeover Credit repair can makeover your credit report and improve your credit scores. But the true potential of credit repair goes well beyond a credit makeover; done right it can carry you all the way to credit perfection, that elusive holy grail of the financial world. Whatever your starting point, if you apply the right principles you can regroup and experience quick and dramatic improvement. And if you are scientific about your credit repair mission you
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This question was submitted to me through the GetOutOfDebt.org site. You can ask a question online here . Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here . “Dear Steve, I have over 13k in credit card debt with 3 cards, my rate on all 3 is
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It is estimated that about a third of people fail to pay off their credit or store card balances in full every month, and therefore pay interest on the balance. If that applies to you, the chances are you could save money by applying for a new credit card which offers zero (or low) interest balance transfers. The way this works is that you take out a new credit card offering such a deal and immediately ask them to pay off the debt on your old card. The balance on your old card then becomes zer
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