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Refinancing your home can be a great idea, however, if you do it wrong, you may not be happy at the end of the process. Yeah, you can lower your interest rate by over a whole percentage point if you do it when the mortgage rates are low and even reduce your mortgage term. However, if you make some mistakes along the way, you may end up feeling like you got the shaft on the deal and sometimes the only person to blame is yourself.
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